Why Fee-Only?

Fee-only means we do not accept commissions, revenue sharing or other third-party payments. Our only compensation comes from clients.

Being fee-only reduces the possibility of giving conflicted advice to clients.The investment world, with its long history of conflicts of interest and investor exploitation, needs to change to put its clients’ interests before its own. That is, all financial professionals should act as fiduciaries. We see the fee-only approach as one strategy for helping make that happen.

Our Mission

We are committed to helping clients achieve their progressive, sustainable, and socially responsible goals through financial planning and investment advice.

We are not only experienced fiduciaries and fee-only financial planners—but friends of the environment and advocates for social justice. And we are wholly dedicated to savvy, practical financial advice.

We partner with working, middle class and LGBT families and individuals, cultural workers, helping professionals, scientists, engineers, small business owners, and political activists. We equip individuals with the tools, knowledge, and strategies to achieve their personal financial goals while making a positive impact on the world.

Our People

Affordable financial planning services should be available to all people. They should focus on improving the lives of all individuals and the communities in which they live.

JIM FRAZIN, CFP®, AIF® - Financial Planner and Principal

Jim Frazin, CFP(r), AIF(r)Jim is a CERTIFIED FINANCIAL PLANNER™ practitioner and Accredited Investment Fiduciary®. A consummate cooperator and skilled communicator, Jim worked with Southwestern cooperatives and Bay Area credit unions for several decades before starting his financial planning practice that would join Communitas.

SARAH ORANTES - Client Services Manager

Sarah brings a wealth of client service experience to Communitas from her years in the financial planning industry. She replies promptly and thoroughly, making sure that no detail is left hidden in pursuit of making sure service and operations are running smoothly. It's unclear where we'd be without her!

PETER DOBSON, Financial Paraplanner Qualified Professional ™

Peter grew up in Petaluma, California and obtained his bachelor’s degree in Social Science at California State University San Marcos with a primary focus in Economics. Peter has a long history of working and volunteering for non-profits from Petaluma, California to Quito, Ecuador. He enjoys hiking, camping, swimming and fishing the San Francisco Bay. His major passion is the environment and that is what drove him to establish a career in Socially Responsible Investing. While currently living in Oakland, California he has supported local environmental organizations in protecting the health of the San Francisco Bay.

Currently, as a Paraplanner for Communitas, Peter is pursuing the CFP designation and is enrolled in the Certificate Program in Personal Financial Planning at UC Berkeley Extension