Why Fee-Only?

Fee-only means we do not accept commissions, revenue sharing or other third-party payments. Our only compensation comes from clients.

Being fee-only reduces the possibility of giving conflicted advice to clients.The investment world, with its long history of conflicts of interest and investor exploitation, needs to change to put its clients’ interests before its own. That is, all financial professionals should act as fiduciaries. We see the fee-only approach as one strategy for helping make that happen.

Our Mission

We are committed to helping clients achieve their progressive, sustainable, and socially responsible goals through financial planning and investment advice.

We are not only experienced fiduciaries and fee-only financial planners—but friends of the environment and advocates for social justice. And we are wholly dedicated to savvy, practical financial advice.

We partner with working, middle class and LGBT families and individuals, cultural workers, helping professionals, scientists, engineers, small business owners, and political activists. We equip individuals with the tools, knowledge, and strategies to achieve their personal financial goals while making a positive impact on the world.

Our People

Affordable financial planning services should be available to all people. They should focus on improving the lives of all individuals and the communities in which they live.

JIM FRAZIN, CFP®, AIF® - Financial Planner and Principal

Jim Frazin, CFP(r), AIF(r)Jim is a CERTIFIED FINANCIAL PLANNER™ practitioner and Accredited Investment Fiduciary®. A consummate cooperator and skilled communicator, Jim worked with Southwestern cooperatives and Bay Area credit unions for several decades before starting his financial planning practice that would join Communitas.

 

IAN MCLEOD, CFP®, AIF® - Financial Planner and Principal

Ian McLeodIan is a CERTIFIED FINANCIAL PLANNER™ practitioner and Accredited Investment Fiduciary®. Ian studied and lived in Costa Rica before graduating with a degree in Latin American Studies from the University of Connecticut. Since arriving in the Bay Area, Ian has been involved in a variety of progressive, cooperative organizations.

 

SARAH ORANTES - Client Services Manager

Sarah brings a wealth of client service experience to Communitas from her years in the financial planning industry. She replies promptly and thoroughly, making sure that no detail is left hidden in pursuit of making sure service and operations are running smoothly. It's unclear where we'd be without her!

 

ANA MCPHAIL, Ph.D. - Financial Planning Assistant

Ana McPhail

Ana completed her doctorate in Environmental Engineering in 2014 from Rice University, focusing on the energy and environmental economics associated with using municipal solid waste and other alternative sources for fuel. Communitas is grateful to have her as our planning assistant and future CFP® designee as she pursues her passion for sustainable and responsible business practices.